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Health Insurance Matters

Dan describes the issues and considerations around getting effective Health Insurance for you and your family.

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A “Discovery” on Columbus Day: Healthcare Reform

Published: Monday, 12 October 2009

It was almost 520 years ago that Christopher Columbus is credited with discovering the Americas. Little did he know that the land he discovered would go on to become “the land of opportunity.” We used to recall the date of his discovery by reciting a little rhyme, “In 1492, Columbus sailed the ocean blue,” however, as a kid, I inevitably would always mess that up, saying, “In 1493, Columbus sailed the deep blue sea.” It made more sense to me because that was how we really talked.

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Uncharted Territory: Alternatives to COBRA and HIPAA

Published: Thursday, 24 September 2009

I’m a big Stephen King fan. For those of you who know him, he is the, um, King (sorry) of the macabre. You may know him from his movies or his novels. He wrote one of my favorite short stories called "Mrs. Todd’s Shortcut." It was about a woman who loved to drive and find ever-faster ways to get to her destination. She found that the best way to get somewhere isn’t necessarily a straight line. So, what does this have to do with health insurance? It serves to illustrate that there are always options other than the obvious.

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HIPAA

HIPAA, COBRA & PHI: The Basics

Published: Wednesday, 9 September 2009

I routinely answer questions from people who have fears and misunderstandings about HIPAA, COBRA, and to a lesser extent, PHI, all of which are government insurance-related programs. I'll start with the basics and do more in-depth descriptions of each in the weeks to come.

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Top 10 Health Insurance Reform Myths

Published: Wednesday, 26 August 2009

Healthcare Reform. Just say the words lately and everyone seems to have an opinion. Town Hall meetings are getting a lot of hits on YouTube lately but it’s not because of the educational content. One common thread that I see in all this is hoopla is the amount of misinformation. So this week, I want to take a look at what I see as the Top 10 Health Insurance Reform Myths:
 

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The “Skinny” on the Healthcare Public Plan Option

Published: Wednesday, 19 August 2009

As we discuss the healthcare reform efforts, looking on both sides of the debate, I attempt to bring some light to the various proposals being circulated. In my professional capacity, I am non-partisan. First and foremost are the clients I serve…from the single mother who needs help with Medicaid to the large corporation looking to streamline their healthcare costs.

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Healthcare Reform: Knowing What to Change

Published: Wednesday, 12 August 2009

With all the healthcare reform going on, I’ve been traveling quite a bit. During all this hectic back-and-forth, I found time to take a breather and visit some family. The town they live in is home to roughly 2,500 people. That is the polar opposite of New York City and Washington, DC., which made for a nice change of pace. Nothing ever seems to change in this town; it still has one stop light, most businesses still close on Sunday and you can even find some brick-lined streets.

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Blue Dog Coalition Standing Up to Health Care Reform

Published: Wednesday, 5 August 2009

They say that everything you need to know you learned in kindergarten, critical-thinking skills and common sense among them. If you have school-age children, you’ve probably heard of the kid’s television show “Blues Clues” which feature a blue dog, among other characters, who help to teach young children about their world.

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Healthcare Debate Primer: Part II —Funding Mechanisms

Published: Wednesday, 29 July 2009

Lately we’ve been looking at various frameworks being proposed of how healthcare reform could look, from cooperatives (co-ops) and public-option plans to socialized medicine. All of these are governmental options and government needs money to operate. With current health reform estimates around $1 trillion, the question naturally becomes “how do we pay for this?” This column we’ll look at two of the most contentious funding mechanisms making the rounds in Washington.

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A Healthcare Debate Primer: Part I

Published: Wednesday, 22 July 2009

Over the next few months, we are sure to see many changes in the Obama administration’s quest for accessible, affordable health care. My traveling has started anew, with me enjoying the Big Apple this past week for a healthcare reform conference. I’ll then be flying in to Washington, D.C. later this month. To talk intelligently with our officials to help frame the final product, we have to keep up with the daily changes and bill additions/proposals that are being considered.

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Healthcare Reform: Reconciliation and Cooperatives

Published: Wednesday, 15 July 2009

It seems that after the initial sit-down of all interested parties in this healthcare reform debate, the gloves have finally come off. Republicans have drawn a line in the sand on a public (government) plan option. Which has Democrats scrambling to put together something that has a chance of passing.

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